Last Updated: June 2025
Effective Date: June 1, 2025

1. Acceptance of Terms
By accessing or using Penny’s Quest’s website and digital products (collectively, “Services”), you agree to these Terms of Service (“Terms”) and our Privacy Policy. If you do not agree, please do not use our Services.

2. Eligibility
You must be at least 18 years old to purchase. If you are under 18, you may use the Services only with parental or guardian supervision.

3. Digital Products & License
Downloads: Upon purchase, you receive a non-exclusive, non-transferable license to download and use eBooks, audiobooks, and workbooks for personal or family use.
Restrictions: You may not redistribute, resell, sublicense, or share your digital files.
4. Purchase, Payment & No Refunds
All charges are billed in USD via secure payment processors.
No Refunds: All digital sales are final. If you have technical issues, see Section 5.
5. Technical Support
If you encounter problems accessing or downloading your products within 14 days of purchase, contact us at contact@pennysquest.com. We’ll provide assistance or alternative formats.

6. User Conduct
When using our website or products, you must not:

Violate any laws or infringe on others’ rights
Upload malicious code
Use automated methods to scrape or interact with the site
7. Intellectual Property
All content—stories, illustrations, text, audio—is © 2025 Penny’s Quest. All rights reserved. Unauthorized use is strictly prohibited.

8. Disclaimers & Limitation of Liability
No Warranties: Services are provided “as is.” We disclaim all implied warranties (fitness for a particular purpose, accuracy, merchantability).
Liability Cap: To the maximum extent permitted by law, Penny’s Quest’s total liability to you is limited to the amount you paid for the Services. We are not liable for indirect, incidental, or consequential damages.
9. Indemnification
You agree to defend, indemnify, and hold harmless Penny’s Quest and its affiliates from any claims or losses arising out of your violation of these Terms.

10. Governing Law & Disputes
These Terms are governed by the laws of [Your State/Country]. Any dispute arising hereunder shall be resolved in the competent courts of [Your Jurisdiction].

11. Changes to Terms
We may modify these Terms at any time. Changes become effective upon posting. Your continued use constitutes acceptance of the updated Terms.

12. Contact Information
For questions about these Terms, email contact@pennysquest.com 


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